Buy to Let
This is an area that needs expert advice. Lenders will ‘stress test’ this type of mortgage using an ICR (Interest Cover Ratio) This will vary between lenders and is part of a calculation based on rental income, tax status, the fixed rate term and where applicable other rental properties (portfolio).
Investors now have to be much more creative and we can also offer expert Commercial Mortgage advice provided by one of our approved partners.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
Most forms of buy to let mortgage are not regulated by the Financial Conduct Authority.
We will not charge a fee for mortgage or protection advice.
Stannard McMahon Ltd is an appointed representative of The Right Mortgage Limited.
Stannard McMahon Ltd is a company registered in England, Company no. 12100696 Authorised and regulated by the Financial Conduct Authority no. 912280
Head Office: 42 Upper Berkeley Street, London, W1H 5PW Registered Office: Turrett House, Station Road, The Avenue, Amersham, HP7 0AB
The information contained in this website is subject to UK regulatory regime and is therefore intended for consumers based in the UK